Privacy Policy for Easy Global Banking

Effective Date: 10.01.2025

1. Introduction

Easy Global Banking, operated by BMA Business Solutions GmbH (“we,” “us,” or “our”), located at Saegenstrasse 22, Chur 7000, Switzerland, is committed to protecting the privacy of your information in accordance with the Swiss Federal Act on Data Protection (FADP) and other applicable Swiss data protection laws. This Privacy Policy explains how we collect, use, and share your personal data when you use our website, https://www.easyglobalbanking.com/ (the “Site”), and our services (the “Services”).

2. Information We Collect

We may collect the following types of information:

• Personal Information (Personendaten): This includes information that can be used to identify you, such as your name, email address, phone number, postal address, date of birth, passport details, and other identification documents. This is typically collected when you inquire about our services, fill out forms on our Site, or communicate with us.
• Financial Information: This may include information about your income, assets, and other financial details, collected when you engage our services related to bank account opening or other financial services.
• Technical Information (Technische Daten): This includes information about your device and how you interact with our Site, such as your IP address, browser type, operating system, referring URLs, pages viewed, and access times. We may use cookies and similar technologies to collect this information (see section 5).  
• Communication Data (Kommunikationsdaten): Records of your communications with us, including emails, phone calls, and chat logs.

3. How We Use Your Information

We may use your information for the following purposes:

• Providing and Improving Our Services: To provide the services you request, process your inquiries, and improve the functionality and user experience of our Site and Services.  
• Communication: To communicate with you about our services, respond to your inquiries, and provide updates.
• Legal and Regulatory Compliance: To comply with applicable Swiss laws and regulations, including FADP, anti-money laundering (AML), and know-your-customer (KYC) requirements.
• Marketing (with your consent): To send you promotional materials about our services that may be of interest to you. You can opt out of receiving marketing communications at any time by contacting us.
• Security: To protect the security and integrity of our Site and Services and prevent fraud.

4. How We Share Your Information

We may share your information with the following third parties:

• Financial Institutions: We may share your information with banks and other financial institutions in Switzerland and potentially abroad to facilitate the opening of bank accounts or other financial services you request. We will ensure these institutions comply with data protection laws equivalent to FADP.
• Service Providers: We may share your information with third-party service providers located in Switzerland or abroad who assist us with website hosting, data analysis, email marketing, and other business operations. These service providers are contractually obligated to protect your information in accordance with FADP and other data protection laws.  
• Legal Authorities: We may disclose your information to legal authorities in Switzerland or abroad if required by law or legal process, including in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.

5. Cookies, Web Analytics and Similar Technologies  

We use cookies, web analytics, and similar technologies (e.g., Google Analytics, Ahrefs Web Analytics, Liveinternet, web beacons, pixels) to collect technical and statistical information about your use of our Site.

Cookies are small data files stored on your device. They help us understand how you use our Site so we can improve your experience. For example, cookies can remember your language preferences or keep you logged in.

You can control the use of cookies through your browser settings. However, disabling cookies may affect the functionality of our Site.

We may analyze user behavior, collect locations, and track visited pages to improve website performance and promote it. This information helps us understand how people use our site, so we can make it easier to navigate and more enjoyable to use. For example, we might use this information to:

• Make the website faster and more responsive
• Improve the layout and design of the website
• Target our marketing efforts more effectively
• Provide more relevant content

We take your privacy seriously. We will only use this information to improve our website and promote it in a way that is beneficial to our users.

6. Data Security

We take reasonable measures to protect your information from unauthorized access, use, or disclosure in accordance with FADP. These measures include data encryption, access controls, and regular security assessments. However, no method of transmission over the Internet or electronic storage is completely secure.  

7. Data Retention

We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy and in accordance with FADP’s data retention requirements. We may retain your information for a longer period if required or permitted by law, for example, for legal or regulatory reasons, or to resolve disputes.  

8. Your Rights under FADP

Under FADP, you have certain rights regarding your personal information, including the right to:

• Access and rectify your personal information  
• Request the erasure of your personal information
• Restrict the processing of your personal information
• Object to the processing of your personal information for marketing purposes  
• Withdraw your consent for the processing of your personal information (where applicable)  

To exercise these rights, please contact us at the address or email provided below.

9. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. We will post any changes on our Site and encourage you to review it periodically.  

10. Contact Us

BMA Business Solutions GmbH (Operating as Easy Global Banking)