Fintech is Not a Bank: Why Digital Nomads Are Losing Money in 2025
Executive Summary The Monday Morning Nightmare: When the “Send” Button Greys Out It’s 9:00 AM in Bali. Alex, a software entrepreneur from the UK, sits down at his usual co-working space in Canggu. He pulls out his phone to wire $4,500 to a contractor in Ukraine and pay his Airbnb host for the next month.











